This scheme is for providing financial assistance in pursuing full-time Professional/Technical courses.


Loan Amount

Interest Rate per annum chargeable to



For students within India

Upto  90% of the Course Fee or Rs.20.00 Lakhs, whichever is less


(0.5%  rebate for women beneficiaries)

For abroad students

Upto 90% of the Course Fee or Rs.30.00 Lakhs, Whichever is less.


(0.5%  rebate for women beneficiaries)

Repayment Period:

Up to 10 years (for loans up to Rs.7.50 lakh) & Up to 15 years (for loans above Rs7.50 lakh)

Moratorium Period:

6 months after course completion or getting employment, whichever is earlier.

Professional/Technical Courses Covered:

Educational Loan shall be provided to eligible students for pursuing regular full time Professional / Technical recognized courses approved by the Government in the following fields in India or abroad :

  1. Engineering (Diploma/ B.Tech /B.E, M.Tech/M.E.)
  2. Architecture (B.Arch/M.Arch)
  3. Medical (MBBS/MD/MS)
  4. Biotechnology/Microbiology/Clinical Technology (Diploma/Degree)
  5. Pharmacy (B.Pharma/M.Pharma)
  6. Dental (BDS/MDS)
  7. Physiotherapy (B.Sc./M.Sc.)
  8. Pathology (B.Sc/M.Sc.)
  9. Nursing (B.Sc./M.Sc.)
  10. Information Technology (BCA/MCA)
  11. Management (BBA/MBA)
  12. Hotel Management & Catering Technology (Diploma /Graduation/Post Graduation)
  13. Law (LLB/LLM)
  14. Education (CT/NTT/B.Ed/M.Ed)
  15. Education (CT/NTT/B.Ed/M.Ed)
  16. Physical Education (C.PEd./B.PEd/ M.PEd)
  17. Journalism & Mass Communication (Graduation/Post Graduation)
  18. Geriatric Care (Diploma/Post Graduate Diploma)
  19. Midwifery (Diploma)
  20. Laboratory Technician (Diploma)
  21. Chartered Accountancy (CA)
  22. Cost Accountancy (ICWA)
  23. Company Secretaryship (CS)
  24. Actuarial Sciences (Graduation/ Post Graduation/FIA)
  25. Associate Member of Institute of Engineers (AMIE) and Institute of Electronics & Telecommunication
  26. Higher education like Doctoral Studies leading to M.Phil/PhD from recognized institutions.
Managed by: Sapan Barua (
on 07 December, 2022