To provide financial assistance for activities which can tackle the climate change along with income generation.

Eligibility Criteria

The eligibility criteria for coverage of beneficiaries under the  Green Business Scheme shall be as follows:
     (a)  The applicants should be persons belonging to Scheduled Castes
     (b)   Their annual family income should be below Double the Poverty Line
limit as prescribed from time to time (Presently  Annual Family Income upto Rs.98,000/-  for rural areas and Rs.1,20,000/-  for urban areas).

Indicative Schemes

a. Battery electric vehicle (E-rickshaw)
b. Compressed air vehicle
c. Solar energy gadgets
d. Poly houses

Unit Cost

The eligible candidates can avail financial assistance under this scheme for unit cost up to Rs. 2.00 lakh (Two lakh only). NSFDC provides loan up to 90% of the unit cost.

Quantum of Assistance 

NSFDC would provide need based loans under the Scheme as permissible under NSFDC Term Loan Lending Policy, promoter contribution and after taking into consideration the margin money being provided by SCAs, subsidy provided by other Govt. agencies and subsidy provided to Below Poverty Line (BPL) beneficiaries under the Central-Sector Scheme of Special Central Assistance to the Special Component Plan to the extent of @ Rs.10,000/- or 50% of the unit cost, whichever is less. 

Interest Rates

The NSFDC shall charge interest under the scheme @ 1 % p.a. from the SCAs, which in turn, shall charge 3 % p.a. from the beneficiaries for projects costing upto Rs. 1.00 lakh and @ 2% p.a from the SCAs, which in turn, shall charge 5% p.a. from the beneficiaries..

Repayment Period

The loan under the scheme shall be repaid in quarterly installments, within a maximum period of 6 years including moratorium period of 06 months. In addition, 120 days moratorium period is allowed to SCA for fund utilization.

Managed by: Ratikanta Jena (
on 03 November, 2016