NSFDC provides loan under Suvidha Loan for project(s)/unit(s) costing up to Rs.10.00 lakhs. Under this scheme, loans are provided to take up small business activities as per the beneficiaries' needs. The salient features of the scheme are as under:

Maximum Loan Limit: NSFDC provides loans up to 90% of the Project Cost, i.e. Up to Rs. 9.00 lakhs per beneficiary.

Rate of Interest: NSFDC shall charge interest @ 4% from the SCAs/CAs, which in turn, shall charge 8% from the Beneficiaries.

Repayment Period: The Suvidha loan is to be repaid in quarterly/half-yearly instalments, within a maximum period of 5 years including 6 months moratorium period.

Managed by: NSFDC Admin (rakhi.morwal@gov.in)
on 16 April, 2024